Services
Personalized Wealth Management Services
Our Services
Comprehensive, Long-Term Asset Management
We build portfolios as if we were curating a collection of assets. This is differentiated from many investors who seek to broadly invest across everything, or speculators who attempt to trade in and out for quick profits. We have several holdings we have owned for our clients for more than 20 years.
Like a well-stewarded farmer would rotate his crops, we actively manage portfolios by buying into new holdings that we intend to own shares of for periods of ten years or more. Our approach is simple, transparent, and tax-efficient. Our focus on quality and concentration has historically been more stable during downturns, working well for investors who need their assets to produce cash flow.
Our Process
Complimentary Introductory Meeting
Your initial meetings with us are complimentary. We will provide you with a thorough analysis of your existing investment portfolio, highlighting the risks and costs of those assets compared to our approach.
Building a Long-Term Financial Plan
Your planning team will guide you through building a long-term financial plan within the first year, and continually update that plan while you are with our firm. Additionally, they will provide annual, proactive and timely advice about tax management, charitable giving, and one-off investments.
Routine Updates & Investor Education
Your investment team will provide you with routine updates through videos, commentaries, and client events to provide both timely information and investor education. We have found that most investors want to better understand their holdings and the market in general.
Our Services
Financial Planning for Every Stage of Your Life
Our Advice Team provides pro-active and bespoke financial planning services for all asset management clients at no additional expense. Across our firm, you will find advisors who have attained the CFP and CPWA credentials to provide the highest level of financial planning advice for you.
We believe that to effectively manage your assets, we must understand your long-term financial planning perspective. That is why we provide a complete financial plan as part of every client’s package. Our mission is to optimize the wealth you’ve worked hard to accumulate, creating a plan that safeguards your assets against the erosive forces of inflation and taxes, while creating lasting value for current and future generations.
COMMON QUESTIONS
FAQ
How do you get paid?
We are a fee-only registered investment advisor, so we are a fiduciary by nature and are only compensated by our clients. We do not charge commissions and we do not receive any compensation other than the fees paid directly by our clients to us. We avoid conflicts of interest wherever possible to ensure that we provide unbiased advice to our clients.
Where are our funds held and how do we know what we own?
We are a registered investment advisor, not a broker-dealer or bank. Therefore, we hold our client assets at other firms, currently First Clearing and TradePMR. We have the ability to be multi-custodian, so we could custody assets at other firms such as Schwab, Fidelity, and Pershing while still maintaining our relationship with First Clearing. Our clients own the stocks in their own name, as the accounts are titled. This is an important differentiator from a pooled fund like some of the scandals in the past. We do not hold your funds directly and you will always be able to see exactly what positions you own. That transparency also allows for easy management of client restrictions, such as social or ethical concerns.
Do you invest in the same way for yourself that you are recommending for me?
Our partners and employees invest directly in the same model portfolios that we use for clients. We believe that aligns our interests with our clients, but it also reflects our firm view that we have curated a well-diversified portfolio of the highest quality assets from around the world, companies of varying sizes and from distinctly different businesses in those model portfolios. The only reason that someone from our firm would want or need to invest differently would be to speculate and our culture is based on stewardship and integrity, which are not qualities often associated with speculating.
Do you know what you own and why you own it? Are you confident your portfolio will withstand the next downturn?
You deserve a financial advisor who will always put your needs first. Let’s talk about your financial goals and how to get you there.